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British Columbia
Priority Credit Recovery or PCR is a fully licensed and bonded commercial collection agency in British Columbia or BC. PCR is 100% compliant with applicable laws and carries $2,000,000.00 of Professional Liability (Errors and Omissions) Insurance as further protection for our clients.
No matter which commercial collection agency you choose, make sure they are licensed in the Province of British Columbia. In BC it doesn't matter if it is a consumer or commercial debt. In order for a 3rd party to collect your debt in BC they must be a lawyer or a licensed collection agency in BC under the British Columbia Business Practices and Consumer Protect Act. There are no exceptions.
It is simple to verify an existing or prospective commercial collection agency in BC is fully licensed and bonded collection agency in British Columbia.
Numerous collection agencies will claim they can legally collect commercial debt in BC when in reality they are just praying they don't get caught. When they do get caught, you the client may face possible liabilities for the illegal actions of your collection agency.
Using a collection agency in BC that isn't licensed is like playing roulette and there are numerous pitfalls such as:
In BC when a debtor has notified a collector and the creditor that the debt is in dispute and the debtor wants the creditor to proceed with legal action, any further calls are illegal. When this situation occurs there are only 2 options-sue or close.
In British Columbia Where a debtor has notified a collector to communicate with him in writing and has provided the collector with his current mailing address the collector is only permitted to contact the debtor in writing. Any further phone calls by a collector or collection agency are illegal.
In BC a collection agency is only permitted to contact a BC. Resident at his workplace:
For the sole purpose of requesting the debtor's home address or home telephone number or both, if
the collector does not already have this information
On one occasion if the collector has been unsuccessful contacting the debtor at his residence or
The debtor has consented to the collector communicating with him at his workplace
There are other pitfalls but the 3 above are probably the most popular way to generate a complaint. Sooner or later the agency generates a complaint or query and you are no longer dealing with a debtor but a Large Government regulatory body who wants to know why you have an agency that isn't licensed, collecting debt in British Columbia.
When it comes to commercial collections in BC, PCR has the tools, licensing and collection professionals to turn your receivables into fast bankable dollars. Make PCR your commercial collection agency in BC.
